Annuity Specialists
An annuity specialist compares fixed, indexed, variable, and immediate annuities to find income you can count on.
We act as your fiduciary, write down every fee and commission, and explain each contract in plain words before you sign.
Fiduciary Advice, With Every Fee in Writing
The question that matters most is whether an advisor is a fiduciary all the time, and many who sell annuities are not.
We are fiduciaries, so we put your interests first, and we are fee-based.
We write down every fee, commission, and surrender charge in plain words before you sign anything.
You can confirm our insurance license anytime through the National Insurance Producer Registry.
The Services We Offer
We are a full retirement and income advisor, not a one-annuity shop.
Fixed Index Annuity
Your interest follows a market index, and a floor keeps your savings from losing value.
Index Linked Variable Annuity
Growth tied to the market with more upside, and limits that lower your risk.
Variable Annuity
Your money is invested for more growth, so the value can go up or down.
Retirement Planning
We build a clear plan so your money lasts through your whole retirement.
401k Rollover into an IRA
We move your old 401k into an IRA so you get more control and choices.
Roth IRA
Grow your money tax free and take it out tax free in retirement.
Traditional IRA
Save on taxes now while your retirement money grows.
Wealth Management
We manage your money with a clear plan and every fee written down.
Who Needs an Annuity Specialist
You may want part of your money turned into guaranteed income for life, no matter where you live.
We serve clients nationwide by video.
This includes near-retirees planning ahead and retirees who want income today.
Many retirees comparing an annuity to other options also want a financial advisor for seniors to review their whole retirement plan first.
Why Clients Choose Financial Advisor Pro
Our clients know exactly what they are buying, not just what a brochure made sound simple.
You get a licensed advisor acting as your fiduciary.
You get full written notice of any commission and a contract picked to fit your needs, not a sales goal.
Call us at (480) 608-2440 for your free meeting: no cost, no pressure, just clear answers.
What Our Clients Say
Charlene T.
I am retired today thanks to their help. Even when the market went crazy, I had peace of mind knowing my retirement income was secure.
Bill & Holly B.
We planned to work until the day we died. They got us on track for an early retirement with steady income we can count on.
Cody & Hailee R.
They are helping us reach our retirement goals five years sooner, with a plan for income we will not outlive.
Dale M.
Trusting others with my retirement was hard. They guided me into a plan that gives me steady income, and they are always a call away.
Quinn & Nikki S.
The one on one attention has been wonderful. They helped us grow our wealth and set up income for retirement.
Cody P.
They have been mentors I can call anytime. They helped me feel secure about my retirement income.
Annuity Specialists, Frequently Asked Questions
Do you earn a commission selling annuities?
We are fee-based. Most annuities pay the advisor a commission built into the contract by the insurance company. We write that down for you. We include the surrender charge schedule too. We do this before you sign anything.
What is a surrender charge and how long does it last?
A surrender charge is a fee for taking out more money than allowed before a set time ends. It often lasts five to ten years. It gets smaller each year. We review this schedule with you before you put in any money.
Can I lose money in a fixed or indexed annuity?
A fixed or fixed indexed annuity protects your original money from market loss. A variable annuity can lose value. It is invested in the market. So the value can change. The type you choose decides how much risk you take.
Can I roll over my 401k or IRA into an annuity?
Yes. In most cases, you can move money from a 401k or IRA straight into an annuity. You will not pay tax or a penalty on this move. This is called a direct transfer. The money never passes through your hands. We check your plan’s rules first. Then we handle the paperwork so the move goes smoothly.
How do I verify an annuity specialist is legitimate?
Check adviser standing for free on the SEC Investment Adviser Public Disclosure site. Also check FINRA BrokerCheck. Then confirm the insurance license through the National Insurance Producer Registry. Licenses and any disclosures are public record.
Is there a minimum amount to buy an annuity?
Minimums change by insurance company and contract type. Most start at $50,000. We check current minimums against your goals during your free meeting. We do not quote one number for every case.
How much will my annuity pay me each month?
Your monthly payout depends on three things. These are your age, how much you invest, and the payout option you choose. For example, a $100,000 immediate annuity can pay roughly $500 to $650 a month for a single retiree in their late sixties. The amount is lower if you add a joint-survivor benefit for a spouse. We run real quotes from multiple insurance companies. This way you see your exact number instead of a guess.
Get Clear Answers on Annuities Today
An annuity is a big decision, so never rush into it.
Get a plain-language comparison with full fee disclosure before you sign anything.
Your advisor puts your interests first.
Or call (480) 608-2440
Financial Advisor Pro
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206