401k Advisor
A 401k advisor helps your company set up and run a 401(k) plan for your employees.
We build the fund lineup, run enrollment, keep the plan following the rules, and tell you every fee in writing.
Fiduciary Advice, With Every Fee in Writing
A company 401k plan only works well when the advisor running it must put the plan and your employees first.
We are fiduciaries on the plan, so we do that by law, and we are fee-based.
We write down every setup cost, yearly fee, and any commission in plain words before you sign.
You can check us for free on FINRA BrokerCheck and the SEC adviser records site, and confirm our insurance license through the National Insurance Producer Registry.
Is It Worth Hiring a 401k Advisor for Your Company Plan?
Yes, for most business owners, because choosing the plan, picking the funds, and meeting the legal rules is a lot to get right on your own.
A 401k advisor builds and watches the fund lineup, shares the legal duty with you, and helps your employees actually use the benefit.
We also check in as your team grows, because a plan built for five people may not fit fifty.
If you want your own retirement money handled at the same time, our investment planning services can do both together.
What a Company 401k Plan Costs
Setup usually runs from a few hundred to a few thousand dollars, and there is a yearly fee that depends on your provider and plan design.
We are fee-based, and we hand you a full list of every cost in writing at your first meeting, so nothing is a surprise later.
Before you sign with anyone, ask for that same full list of fees in plain dollars.
Is This Right for Your Business?
This is for you if you are starting your first 401k, if your current plan has high fees, or if your advisor never gives a straight answer about costs.
We work with small and mid-size employers across the country by video.
If your business is too small for a full 401k, we can still help you compare a Solo 401k, SEP IRA, or Simple IRA through our asset management specialist service.
How We Help You Set Up and Run Your Company 401k
A good 401k advisor follows clear steps and never forces the same plan onto every business.
We help you pick a plan type and provider under the IRS 401k plan rules, build the fund lineup, and act as a co-fiduciary with you.
If your current provider will not explain fees or return your calls, we will review your plan for free.
- Picking the plan design and provider that fit your team size and budget.
- Choosing funds and watching over them as a fiduciary.
- Running enrollment meetings and teaching employees about the plan.
- Designing the employer match and helping with yearly compliance testing.
Why Employers Choose Financial Advisor Pro
Business owners choose us because we act as a fiduciary and explain exactly what your plan costs and why.
You get a licensed advisor, full written notice of any commission, and a plan built around your real team size.
Call us at (480) 608-2440 or book your free consultation, with no cost and no pressure.
Switching From a 401k Provider or Advisor Who Is Not Working Out
Not every 401k provider or advisor works out, and rising fees, confused employees, or calls that go unanswered for weeks are all fair reasons to switch.
We take over your plan, review your current provider agreement for free, and show you exactly where you stand with no obligation.
Call us at (480) 608-2440 for a straight second opinion.
What Our Clients Say
Larraine B.
They made my 401k process incredibly smooth and got me into a much better plan. My savings have grown a lot since.
Sherrie G.
They took a no judgment, teaching approach and made handling my 401k a super simple process.
Rebecca & Chris R.
They took time to teach us how our retirement savings work, and now we are ahead of schedule for our goals.
Cody & Hailee R.
They are helping us reach our retirement goals five years sooner. Knowing we are on track is amazing.
Dale M.
They guided me through my 401k and retirement savings, and became advisors I can always call for help.
Kylie & Matt S.
The tools and ongoing advice have changed our lives. They made planning for retirement simple and clear.
401k Advisor, Frequently Asked Questions
Is it worth hiring a 401k advisor for my company plan?
Yes, for most employers. Picking the plan, choosing funds, and handling fiduciary duties is risky if done wrong. An advisor helps you avoid costly mistakes. A fund lineup can fail testing, or a match can overpay. That help protects you and your employees for the life of the plan.
How much does it cost to set up a 401(k) plan for a small business?
Setup usually costs a few hundred to a few thousand dollars. The price depends on the provider and plan design, plus a yearly fee. We give you a full written cost list before you choose a provider.
How much do 401k advisors charge to manage an employer plan?
Most plan advisors charge a flat yearly fee. Some charge a small share of the plan money, often under 1% a year. We are fee-based. We write down our exact fee. We also write down any commission on other products, before you sign anything.
Can a small business with only a few employees set up a 401k plan?
Yes, a business with even one employee can start a plan. A Solo 401k, SEP IRA, or Simple IRA often fits a small team better than a full 401k. We help you compare these options for your team.
What does a 401k advisor actually do for my company’s plan?
We help you choose the plan type and provider. We build and watch the fund lineup and act as a co-fiduciary. We also run enrollment and teach your staff. We design the employer match and help with yearly testing.
How do I know if I can trust a 401k advisor?
Check any advisor’s license and history for free. Use FINRA BrokerCheck or the SEC’s Investment Adviser Public Disclosure site before you commit. Walk away if an advisor dodges whether they are a fiduciary. Also walk away if they dodge how they are paid.
Can I switch my company’s 401k plan to a new advisor or provider?
Yes, employers switch providers often. Common reasons are high fees, poor service, or a fund lineup that no longer fits. We review your current provider agreement for free. We guide you through the switch, so your employees see no disruption.
Get Your Company 401k Plan on Track Today
Guessing at plan design, funds, and testing costs real money over time.
Get a plain-language plan review and full fee disclosure, from an advisor who puts your interests first.
Or call (480) 608-2440
Financial Advisor Pro
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206