401k Advisor
A 401k advisor helps your company set up and run a 401(k) plan for your employees.
We build the fund lineup, run enrollment, keep the plan following the rules, and tell you every fee in writing.
Is It Worth Hiring a 401k Advisor for Your Company Plan?
Yes, for most business owners. Choosing the plan, picking funds, and handling legal duties is risky without help.
A 401k advisor builds the fund lineup and follows the ERISA rules. We help your employees use the benefit.
Do you also want your own retirement accounts managed? Our investment planning services can handle both together.
We check in as your team grows. A plan built for five people may not fit fifty.
What a Company 401k Plan Costs
Setup usually costs a few hundred to a few thousand dollars. The price depends on the provider and plan design, plus a yearly fee.
We are fee-based. A 401k rollover into an IRA may fit your company’s needs. If so, we write down any commission first.
Ask any advisor for a full list of fees before you sign an agreement.
We give you that list in writing at your first meeting. No surprise costs come later.
How to Verify a 401k Advisor Before You Hire One
You never have to just trust a title. Advisor records for retirement plans are public.
Check any advisor for free. Use the SEC Investment Adviser Public Disclosure site. Also use FINRA BrokerCheck before you share any plan documents.
Ask if the advisor is a fiduciary for your plan. Also ask how they get paid.
We post our own license numbers on this site. Check our BrokerCheck record too.
Is This Right for Your Business?
This service is for you if you are starting your first 401k. It also fits if you have a plan with high fees. Or if your lineup may not follow the rules.
We work with small and mid-size employers across the country by video.
Is your business too small for a full 401k? We can still help. We compare Solo 401k, SEP IRA, and Simple IRA options through our asset management specialist service.
This also fits you if you have an advisor now. Maybe they never give a clear answer about fees.
How We Help You Set Up and Run Your Company 401k
A 401k advisor for your company follows clear steps. We do not use one plan for every business.
We help you pick a plan type and provider under the IRS 401k plan rules. Then we build the fund lineup and act as a co-fiduciary.
We run enrollment meetings and ongoing lessons. Your staff learns to use the benefit.
Will your provider not explain fees or return your calls? We will review your plan for free.
- Picking the plan design and provider that fit your team size and budget.
- Choosing funds and watching over them as a fiduciary.
- Running enrollment meetings and teaching employees about the plan.
- Designing the employer match and helping with yearly compliance testing.
Why Employers Choose Financial Advisor Pro
Business owners choose us because we act as a fiduciary. We explain exactly what your plan costs and why.
You get a licensed advisor and full written notice of any commission. You also get a plan built around your real team size.
Call us at (480) 608-2440 or book your free consultation. No cost, no pressure, just clear answers.
Switching From a 401k Provider or Advisor Who Is Not Working Out
Not every advisor relationship works out. That is a fair reason to look for a change.
Signs it is time to switch: fees keep going up. Employees are confused. Your calls go unanswered for weeks.
We will review your plan and provider agreement for free. No obligation, so you know where you stand.
Call us at (480) 608-2440 for a second opinion.
What Our Clients Say
Larraine B.
They made my 401k process incredibly smooth and got me into a much better plan. My savings have grown a lot since.
Sherrie G.
They took a no judgment, teaching approach and made handling my 401k a super simple process.
Rebecca & Chris R.
They took time to teach us how our retirement savings work, and now we are ahead of schedule for our goals.
Cody & Halee R.
They are helping us reach our retirement goals five years sooner. Knowing we are on track is amazing.
Dale M.
They guided me through my 401k and retirement savings, and became advisors I can always call for help.
Kylie & Matt S.
The tools and ongoing advice have changed our lives. They made planning for retirement simple and clear.
401k Advisor, Frequently Asked Questions
Is it worth hiring a 401k advisor for my company plan?
Yes, for most employers. Picking the plan, choosing funds, and handling fiduciary duties is risky if done wrong. An advisor helps you avoid costly mistakes. A fund lineup can fail testing, or a match can overpay. That help protects you and your employees for the life of the plan.
How much does it cost to set up a 401(k) plan for a small business?
Setup usually costs a few hundred to a few thousand dollars. The price depends on the provider and plan design, plus a yearly fee. We give you a full written cost list before you choose a provider.
How much do 401k advisors charge to manage an employer plan?
Most plan advisors charge a flat yearly fee. Some charge a small share of the plan money, often under 1% a year. We are fee-based. We write down our exact fee. We also write down any commission on other products, before you sign anything.
Can a small business with only a few employees set up a 401k plan?
Yes, a business with even one employee can start a plan. A Solo 401k, SEP IRA, or Simple IRA often fits a small team better than a full 401k. We help you compare these options for your team.
What does a 401k advisor actually do for my company’s plan?
We help you choose the plan type and provider. We build and watch the fund lineup and act as a co-fiduciary. We also run enrollment and teach your staff. We design the employer match and help with yearly testing.
How do I know if I can trust a 401k advisor?
Check any advisor’s license and history for free. Use FINRA BrokerCheck or the SEC’s Investment Adviser Public Disclosure site before you commit. Walk away if an advisor dodges whether they are a fiduciary. Also walk away if they dodge how they are paid.
Can I switch my company’s 401k plan to a new advisor or provider?
Yes, employers switch providers often. Common reasons are high fees, poor service, or a fund lineup that no longer fits. We review your current provider agreement for free. We guide you through the switch, so your employees see no disruption.
Get Your Company 401k Plan on Track Today
Guessing at plan design, funds, and testing costs real money over time.
Get a plain-language plan review and full fee disclosure. Our advisor puts your interests first.
Or call (480) 608-2440
Financial Advisor Pro
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206
Headquarters:
3707 E Southern Ave. Mesa, AZ 85206